About Us

Finance ERC was founded by small business financing industry veterans with over forty years of combined experience providing unique products in the marketplace to allow businesses to gain access to much-needed capital.

A Revolutionary Employee Retention Credit Financing Program

Finance ERC LLC, a new financial services industry provider, is proud to announce its innovative solution for businesses affected by the COVID-19 pandemic and economic shutdown. The brainchild of two alternative financing industry pioneers, David Goldin & Jeffrey Rubin, Finance ERC offers a solution to merchants by purchasing their ERC/ERTC refunds today and providing them with the money they need to run and grow their businesses. Finance ERC gets paid when their ERC check arrives from the IRS, providing immediate financial relief for companies in need. The program requires no payments by the merchant until their ERC refund checks arrive.

The Employee Retention Credit (ERC) program, created via the CARES ACT, is designed to provide a refundable tax credit for maintaining payroll during 2020 and 2021. However, the IRS has a large backlog of ERC requests, resulting in long wait times for refund checks to be sent to merchants.

Finance ERC partners with leading referral companies to provide their clients easy access to capital against their ERC/ERTC. These partners include Merchant Acquirers, ISOs, ERC Filing Companies, and Business Loan / MCA Brokers, all of whom help facilitate the funding process for their clients.

The founders of Finance ERC recognized the challenges facing small businesses during and after the pandemic and saw an opportunity to help. “We understand the struggles that small businesses are facing right now, and we wanted to create a solution that would provide immediate financial relief by providing businesses with their ERC money today rather than waiting months or a year plus,” said David Goldin, Co-Founder of Finance ERC. “Our goal is to help businesses stay afloat and thrive during this time of economic uncertainty.”

Finance ERC is committed to helping businesses affected by the COVID-19 pandemic and provides a streamlined and efficient solution for the Employee Retention Credit program. To date, Finance ERC has helped hundreds of merchants get their ERC refund money now when they need it most.

Finance ERC LLC provides an ERC purchase program in all states except Massachusetts and California. In California, Finance ERC West Inc. provides loans under its California Lenders License #6031097.